For-Profit Submission Requirements: 1. Completed application 2. Latest CPA Audited Financials (audited financials are not required, but the Insured must provide the underwriter with a complete balance sheet and income statement showing revenue and expenses). 3. If a start-up company, the underwriter will need complete Proforma Financials. Proforma Financials consist of a balance sheet, income and cash flow statement which are designed to show future financial results. Underwriters will want to know where the funding for the company is coming from, the amount and the schedule of the capital infusion. 4. The most recent list of Directors and Officers 5. Employee Handbook, if the company will be purchasing Employment Practices Liability Coverage as well. 6. Complete Claims History Non-Profit Submission Requirements: 1. Completed application 2. Latest CPA Audited or complete balance sheet and income statement showing revenue and expenses, or most recently filed IRS Tax Form 990. 3. If a start-up, a budget of anticipated expenses/revenues. 4. The most recent list of Directors and Officers 5. Copy of By-laws or Articles of Incorporation 6. Complete Claims History