Workers Compensation for the Healthcare Industry

Available to Hospitals, Nursing Homes, Social Service, Temporary Staffing, VNA’s, and any other ancillary services in the healthcare industry

Guaranteed Cost

Direct Bill with installment plans

Flexible Deductible, Deviations / Premium Credit Programs Available

Aggressive Claims Management

Limits

Statutory Workers’ Compensation

Up to $5 million for Employers Liability

Required Underwriting Information:

-Current completed and signed Acord Workers Compensation Application. The insured’s FEIN # and NCCI ID # (where applicable) must be shown on application.

-Latest 3 –5 years of currently valued (within 90 days of effective date) company loss runs from previous / current carrier. Note: A "No Loss" letter signed by the insured, on the insured’s letterhead, is acceptable for risks generating annual premiums below $5,000.

-Loss date must include a detailed written description of all losses greater than $25,000. The description must include: type of injury, cause of injury, current status of claim, valued within 90 days of policy effective date.

-Historical audited premiums and Experience Modifications corresponding to the Policy Year Loss Runs

-Most recent year-end or interim audited financial statements to be provided within 30 days of effective date. Note: Any risk requesting a deductible plan must provide financial statements in advance of quoting.

-Any risk experiencing a material change in operations during the policy period must submit a revised, completed and signed Application.

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