Great markets for General Contractors & Artisans

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The hard market has hit the GC market! From large rate increases, to issuing non-renewal notices, companies are changing the way we write GC's and artisan contractors. You see the list of exclusions getting longer by the day: employee injury to subs, contractual liability limitation, construction defect exclusions and more. We represent a number of carriers for this particular market, outlined below are brief overviews of each.

Scottsdale - probably the best form on the street! Will write GC's, new or renovation…less than 10 new homes & no past/present condo work. Min premium $10,000. Scottsdale Brokerage also writes commercial GC's, min premium $20,000

Western Heritage - Likes smaller GC's, generally $2,000,000 in sales and less…50% or less in sub cost. Minimum Premium $3,500

Essex Insurance - Will entertain all size and type GC's, condo, apartments, new homes…Minimum Premium $5,000

Evanston - does condo, apartment, and new residential work, commercial, etc… Minimum premiums start at $40,000.

Royal Surplus - commercial GC's only. Minimum Premium $25,000

Small artisan contractors
We also have Artisan contractor markets

Workers Comp: We have an AIG Program For Contractors, MP $6500.

Get in touch with us fast and make XS Brokers your first and only choice

Contact any of our experienced underwriters. Tell us the situation and we'll take the time to work with you to get your clients the coverage they need.