|
Covered Causes
of Loss for Property Insurance |
BASIC (named perils)
FORM |
BROAD
FORM |
SPECIAL (all risk )
FORM
|
|
|
|
|
|
|
Fire |
X |
X |
X |
|
Lightning
|
X |
X |
X |
|
Explosion
|
X |
X |
X |
|
Windstorm or
Hail |
X |
X |
X |
|
Smoke
|
X |
X |
X |
|
Aircraft or
Vehicles |
X |
X |
X |
|
Riot or Civil
Commotion |
X |
X |
X |
|
Vandalism
|
X |
X |
X |
|
Sprinkler
Leakage |
X |
X |
X |
|
Sinkhole
Collapse |
X |
X |
X |
|
Volcanic
Action |
X |
X |
X |
|
Breakage of
Glass |
|
X |
X |
|
Falling
Objects |
|
X |
X |
|
Weight of Snow, Ice
or Sleet |
|
X |
X |
|
Water
Damage |
|
X |
X |
|
Theft
|
|
|
X |
|
Other Unspecified
Perils |
|
|
X |
|
Additional
Coverage-Collapse |
X |
X |
|
|
|
|
|
|
FLOOD AND EARTHQUAKE MUST BE
PURCHASED SEPARATELY OR AGREED UPON BY THE COMPANY |
|
|
|
|
|
|
BASIC FORM IS ALSO REFERRED
TO AS "WHARVES" OR "REVSHAW" |
|
