XS Brokers has been on the forefront of providing Flood placements for over forty years. Whether your client is looking for personal or commercial flood assistance, our underwriters are experienced at dealing with CAT prone risk placements.

Contact us today to find out how we can provide Flood placement for your client.

Coverage & Industry Offerings

Primary Flood Coverage Program (In-House Facilities):

  • No elevation cert required for risks built before 1975
  • Better pricing than the NFIP in A & V zones
  • Replacement Cost coverage for Building & Contents
  • Residential & Commercial Buildings
  • $500,000 per occurrence; Commercial lines
  • $250,000 per occurrence; Personal lines
  • Minimum attachment:
    • $5,000 per occurrence ($2,000 per occurrence on a submit basis)
    • No waiting period for mortgage loan closing – moving from current NFIP or private market policy
    • Buildings and Contents coverage mirrors the NFIP Form and is lender compliant
    • Business Interruption/Rental Value is available on a submit basis
    • Ability to schedule multiple locations onto one policy

Online quoting available for VT/ME/NH/MA/CT/RI/NY/PA/NJ Locations: http://xsbrokers-plugins.prefillservices.com/Programs/Home/Login 

Excess Flood Coverage Program (In-House Facilities):

  • $50M per occurrence, per risk
  • Eligible Properties: Residential, Commercial & Condo Buildings
  • Minimum Attachments:
    • Where NFIP can be purchased, max limits available for Building & Contents coverage
    • Where NFIP is not available, limit is $5,000 per occurrence for Building & Contents coverage
    • Waiting Periods: 14 days – Business Interruption and/or Rental Value coverage
    • Replacement Cost coverage for Building & Contents
    • Ability to schedule multiple locations onto one policy
    • Policy wording accepted by Lenders


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